-
Increase in activity volume indicators both in terms of collected savings and granted loans.
Comparative evolution of deposits and loans (in billions of FCFA)
Source : MFB/DGTCP
Evolution of collected savings
| Designation | 2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023* |
| Outstanding deposits (in billions of FCFA) | 255 |
286 |
333 |
368 |
438 |
486 |
556 |
| Men | 131 |
144 |
1,541 |
177 |
216 |
223 |
ND |
| Women | 64 |
68 |
1,164 |
72 |
96 |
101 |
ND |
| Legal entities | 59 |
73 |
5,956 |
119 |
126 |
163 |
ND |
| Number of savers (in thousands) | 1,237 |
1,703 |
1,840 |
3,498 |
2,200 |
2,067 |
2,229 |
| Men | 754 |
1,055 |
1,144 |
2,739 |
1,380 |
1,245 |
ND |
| Women | 420 |
563 |
599 |
654 |
704 |
696 |
ND |
| Legal entities | 62 |
85 |
97 |
106 |
116 |
126 |
ND |
| Average savings per person (in thousands of FCFA) | 206 |
168 |
181 |
112 |
209 |
220 |
249 |
Source: MFB/DGTCP
Evolution of loans granted by SFDs
| Designation | 2017 |
2018 |
2019 |
2020 |
2021 |
2022* |
2023* |
| Total amount (in billions FCFA) | 364 |
351 |
392 |
411 |
482 |
565 |
746 |
| Men | 215 |
194 |
205 |
205 |
236 |
250 |
ND |
| Women | 96 |
84 |
85 |
80 |
82 |
90 |
ND |
| Legal entities | 53 |
73 |
102 |
126 |
164 |
225 |
ND |
| Total number of loans disbursed (in thousands) | 392 |
407 |
464 |
414 |
414 |
433 |
457 |
| Men | 258 |
264 |
291 |
277 |
292 |
296 |
ND |
| Women | 118 |
125 |
153 |
123 |
111 |
118 |
ND |
| Legal entities | 15 |
18 |
20 |
136 |
11 |
19 |
ND |
| Average loan per person (in thousands of FCFA) | 930 |
861 |
845 |
993 |
1,166 |
1,304 |
ND |
Source: MFB/DGTCP
- Loans are largely directed towards the Commerce and Hospitality sector. However, financing for the agriculture, transport, and construction sectors has shown good dynamics in recent years.
- According to their purpose, loans have mainly been used to finance cash flow and equipment needs.
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
|
| Agriculture, Forestry, Fishing | 6 |
13 |
16 |
17 |
22 |
39 |
45 |
67 |
| Extractive industry | 0 |
0 |
0 |
1 |
0 |
1 |
1 |
2 |
| Manufacturing industry | 5 |
6 |
4 |
3 |
6 |
2 |
4 |
6 |
| Construction | 1 |
1 |
4 |
11 |
18 |
19 |
18 |
23 |
| Commerce and Hospitality | 104 |
142 |
217 |
188 |
206 |
218 |
254 |
244 |
| Electricity Gas Water | 0 |
1 |
0 |
2 |
0 |
0 |
1 |
0 |
| Transport/Warehousing/Communication | 4 |
8 |
21 |
16 |
12 |
14 |
28 |
27 |
| Insurance services to businesses | 1 |
14 |
16 |
7 |
7 |
13 |
16 |
19 |
| Real estate | 7 |
8 |
9 |
10 |
16 |
11 |
12 |
17 |
| Various services | 48 |
50 |
77 |
96 |
105 |
94 |
105 |
157 |
Source: MFB/DGTCP
Evolution of loans according to their purposes from SFDs (in billion FCFA)
| Designation | 2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
| Real estate | 8 |
8 |
11 |
31 |
24 |
37 |
40 |
31 |
| Equipment | 55 |
82 |
110 |
98 |
94 |
69 |
112 |
105 |
| Consumption | 16 |
17 |
23 |
27 |
29 |
26 |
30 |
40 |
| Cash flow | 84 |
120 |
189 |
159 |
161 |
196 |
198 |
239 |
| Others | 11 |
14 |
30 |
35 |
85 |
83 |
103 |
149 |
Source MFB/DGTCP